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Alabama

Negligence Doctrine: Pure Contributory Negligence

Circuit # 11

Med Pay Subrogation - Yes

PIP Subrogation - No


Statute of Limitations

Statute of Repose: Products N/A
Statute of Repose: Real Property 7 years
Breach of Contract (Written) 6 years
Personal Property 2 years
Conversion 6 years
Personal Injury 2 years
Warranty 4 years

ABLE TO PURSUE OWNER

Sue Owner for Negligence - No

Suspend Owner's License - No


Deductible Reimbursement

Undecided / Pro-Rata Default

No applicable statute

Administrative Code provision or case law exists

Policy language can modify made-whole rule


Garnishment

YES

(Note: ALL states allow garnishment for child support, alimony, taxes and federal student loans)
After 4/12/1988: 25% of weekly disposable earnings or amount by which the debtor's disposable earnings exceeds thirty (30) times the minimum wage


Parental Responsibility

Minor (Under 18)

Dollar Limit on Parents' Liability = $1,000.00

Liable when child causes intentional, willful or malicious destruction to real or personal property


Subrogation by Landlord's Carrier against Tenant

Yes - Unless lease between landlord and tenant contains a waiver of subrogation

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