Med Pay Subrogation - Yes
PIP Subrogation - Yes
Statute of Limitations
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Statute of Repose: Products
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10 or 12 years
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Statute of Repose: Real Property
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10 years
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Breach of Contract (Written)
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10 years
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Personal Property
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5 years
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Personal Injury
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2 years
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Warranty
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4 years
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ABLE TO PURSUE OWNER
Sue Owner for Negligence - YES
Suspend Owner's License - YES if judgment obtained
Deductible Reimbursement
Pro Rata State
215 I.L.C.S. § 5/143(b)
Garnishment
YES
(Note: ALL states allow garnishment for child support, alimony, taxes and federal student loans)
The maximum part of an individual’s disposable earnings for the work week that can be garnished is the greater of:
- 15% of the disposable earnings
- The amount of the disposable earnings that exceed 45 times the federal minimum hourly wage
Parental Responsibility
Unemancipated Minor (Under 18)
Dollar Limit on Parents’ Liability
- $20,000 plus costs for Property Damage/ Personal Injury
- $20,000 plus attorney’s fees for Institutional Vandalism
- $20,000 plus attorney’s fees for Retail Theft
Liable for willful or malicious property damage or personal injury; Liable for child’s damage to church, mosque, synagogue, cemetery, etc.; Civilly liable for retail theft by child
Subrogation by Landlord's Carrier against Tenant
No, unless lease clearly states subrogation allowed