Med Pay Subrogation - Yes
PIP Subrogation - No
Statute of Limitations
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Statute of Repose: Products
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10 years
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Statute of Repose: Real Property
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10 or 12 years
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Breach of Contract (Written)
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10 years
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Personal Property
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2 years
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Personal Injury
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2 years
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Warranty
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4 years
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ABLE TO PURSUE OWNER
Sue Owner for Negligence - YES
Suspend Owner's License - NO
Deductible Reimbursement
Undecided/ Pro Rata Default
No applicable statute, Administrative Code provision or case law exists; Indiana’s Department of Insurance indicates that the common practice is for insurer to reimburse insured on pro rata basis based on percentage recovered
Garnishment
YES
(Note: ALL states allow garnishment for child support, alimony, taxes and federal student loans)
The maximum part of an individual’s aggregate disposable earnings for the work week that is subject to garnishment in Indiana is the lesser of: 1. 25% of the disposable earnings or 2. The amount of the disposable earnings that exceed 30 times the federal minimum hourly wage; A wage garnishment can be obtained after interrogatories are served and completed and after a motion for proceeding supplemental is heard. Garnishments filed in Claims Court cases require a filing fee of approximately $15.00. Indiana now recognizes Voluntary Wage Assignments, which are to be signed by the debtor and the creditor, or the creditor’s attorney, and submitted to the employer
Parental Responsibility
Property Damage or Personal Injury (Child Living with Parent); Auto Liability (Minor Under 18)
Dollar Limit on Parents’ Liability:
$5,000 Property Damage or Personal Injury
Unlimited for Auto Liability
Liable for harm/damage to person/property intentionally, knowingly or recklessly caused by child; Person verifying driver’s license jointly and severally liable
Subrogation by Landlord's Carrier against Tenant
Not clear, look to lease