Med Pay Subrogation - Yes
PIP Subrogation - No
Statute of Limitations
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Statute of Repose: Products
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N/A
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Statute of Repose: Real Property
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N/A
|
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Breach of Contract (Written)
|
6 years
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|
Personal Property
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3 years
|
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Personal Injury
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3 years
|
| Wrongful Death |
2 years |
| Medical Malpractice |
2 or 3 years |
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Warranty
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4 years
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ABLE TO PURSUE OWNER
Sue Owner for Negligence - NO
Suspend Owner's License - NO
Deductible Reimbursement
Undecided/ Pro Rata Default
No applicable statute, Administrative Code provision or case law exists; Vermont’s Department of Insurance advises its policy is to require pro rata distribution of recovered monies between the insurer and insured
Garnishment
YES
(Note: ALL states allow garnishment for child support, alimony, taxes and federal student loans)
75% of debtor’s wages are exempt from attachment except for a consumer debt and then 85% of the debtor’s wages are exempt; If at the hearing a debtor can show his income is used for reasonable and necessary living expenses for himself and that of his legal dependents, his income may be exempt; If an order to garnish is obtained, it continues until the judgment is paid in full or his employment is terminated
Parental Responsibility
Unemancipated Minor (Under 18)
Dollar Limit on Parents’ Liability: $5,000
Liability imposed when child willfully or maliciously injures person or property
Subrogation by Landlord's Carrier against Tenant
Not clear, look to lease